If you are an installer or a shop trader,  you may need a Consumer Credit Licence in order to offer your clients credit to buy your goods.  Some lenders insist on seeing your FCA licence before offering terms to your customers.  

Do you want to lend your own money?  If yes, then you certainly need a licence. 

We will help you to build the following documents for your firm. You may need all of the following and we can help provide them within the price above.

• Controller application and authorisation
• Organogram/Staff Tree
• Business Plan
• Accounts Forecasts
• Certification to demonstrate Fit & Proper
• Compliance Monitoring Programme
• Consumer Duty and Treating Customers Fairly
• Vulnerable Customer Policy
• Risk Register
• Financial Crime Policy
• Data Protection Policy
• Whistleblowing Policy
• Complaints Policy
• Previous years' trading accounts
• Business Continuity/Disaster Recovery Plans

The FCA normally ask for confirmation that you have these processes are in place and request sight of them.